Interest Rate Updates
What is going on with interest rates in 2009?? It has been up and down and all over the map. However rates improved this week.
You could obtain (with zero point):
A 30 year fixed fully amortized for non-conforming loans (greater than $729,750 and up to $1.5M) for 5.750% and 5/1 adjustable for 5.125%.
For fully amortized high balance conforming loans ($417K to $729,750)
30 year fixed at 5.125%
15 year fixed at 4.50%
5/1 adjustable at 4.25%
For fully amortized conforming loans($417k and under)
30 year fixed at 4.857%
15 year fixed at 4.375%
5/1 Adjustable at 3.875%
I still do remember 15%-18% rates in mid 80’s. Wow!!
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I have had the privilege to provide real estate services in Saratoga for more than two decades. Many lasting friendships have developed in the process of helping clients find their dream homes or relocate them to another community. Like my own family, those I’ve worked for have come to enjoy Saratoga and all it has to offer, building fond memories of life in this great community.